MICRO CREDIT FINANCE SCHEMES(M.C.F.)/M.S.Y. (NSKFDC)


To meet the small financial need of Safai Karamcharis and Scavengers families identified under National Scheme for Liberation and Rehabilitation of Scavengers, to start small and petty business individually , the term loan assistance up to100000 (one lakh)  is provided by the corporation directly in collaboration with National Safai Karamcharis finance & development corporation (NSKFDC.)

MAHILA SAMRIDHI YOJNA (MSY)/MICRO CREDIT FINANCE (MCF)is a self-employment scheme designed to empower dependents of SafaiKaramcharies providing them with financial assistance and support to start their own ventures.

Definition :A person engaged in or employed for any sanitation work and including his/her dependents. Dependent in relation to SafaiKaramcharis or Scavengers means a member of his/her family who is dependent on him/her and also attained the age of 18 years.

This scheme enables them to establish sustainable businesses in various sectors such as piggery, goatery, furniture manufacturing, and others start up ventures. Aim of the scheme is to promote entrepreneurship, economic independence, and socio-economic development. This scheme is being run in collaboration with NSKFDC, New Delhi.

 

Eligibility


  •  Applicant should be dependent of Safai Karamcharies
  • Bonafide Resident of Himachal Pradesh.
  •  Age Limit : 18 to 55 years.


Rate of interest 6% to 7%
Repayment period Maximum 3 Years.
Income no income criteria