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TERM LOAN (NSTFDC) Scheme (Indicative) Agriculture and Allied Sector : Dairy Farming, Tractor Trolley etc. Services Sector (Including Transport) : Shuttering, Tent House, Dhaba/Restaurant, Mini Truck, Mini Bus and other Light Motor Vehicles etc. Industrial Sector : Steel Fabrication, Furniture Manufacturing etc. |
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Maximum Loan Limit |
Rs. 50.00 Lakh |
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Rate of Interest |
6% TO 10 % |
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Repayment Period |
7 Years |
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Means of Finance |
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Promoter’s Contributions Maximum Up To 10% of the Total Project Cost. HPSCSTDC’s Margin Money Loan 10%. Term Loan (NSTFDC) 80%. |
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Eligibility Criteria Members of Scheduled Caste Family who is bonafide Resident of Himachal Pradesh. Annual Income Limit Rural Areas : Rs.300000/- Urban Areas : Rs.300000/- Age Limit : 18 to 55 years (In case of Transport loan 20 to 53 years having valid license for the vehicle concerned). Who is not defaulter of any financial institution/bank. |
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