Swarojgar Yojna (Self Employment Scheme)

Financing through Banks for setting up and expansion of Income generating avocations.
Maximum Loan Limit Rs. 50,000/-
Capital Subsidy 50% of the Project Cost (Maximum Rs.10,000/- )
Rate of Interest after Interest Subsidy 4% to 6% (interest subsidy is only available in case of regular repayment)
Source of Finance Through commercial banks

Eligibility Criteria

  • 1. Member of Scheduled Caste or Scheduled Tribe Family who is bonafide Resident of Himachal Pradesh.
  • 2. Annual Income Limit:- Rural Areas : Rs.35,000/- Urban Areas : Rs.35,000/-
  • 3. Age : 18 to 55 years.
  • 4. Applicant should not be defaulter of any financial institution/bank.